Urdu Nazam Poetry of Haider Gilani, Qarz in Urdu. This famous Urdu Shayari is a Nazam, and the type of this Nazam is Sad, Social, Friendship Urdu Poetry. Also there are 6 Urdu poetry collection of the poet published on the site. The average rating for this Urdu Shayari by our users is 4.6 out of 5 stars. Read the Sad, Social, Friendship poetry online by the poet. You can also read Best Urdu Nazam and Top Urdu Ghazal of Haider Gilani.